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FAQ: Why do I need specialist modified car insurance?

Insurance is a legal requirement but the cover provided for a modified car is different in comparison to regular car insurance. A great amount of time and money is invested into modified cars including expensive equipment and parts. These add-ons need to be protected and a modified car insurance policy will do just that. It makes sense to insure your investment and protect your gear with our trusted insurers.

What is classed as modification?

To put it simply, if your car has been altered or customised in any way since leaving the car factory then it is classed as modification. Cover for a modified car starts from small changes such as added alloy wheels, or even replacing your stock alloy wheels to performance enhancing gear. Anything that modifies the look or performance of your car needs to be declared in order for you get the best insurance.